Karika Terms and Conditions — Know Before You Play

By accessing karika.live, creating an account, making a deposit, or placing a bet on any game offered by karika, you confirm that you have read these Terms and Conditions in full and that you agree to be bound by them. These terms form a legally binding agreement between you and karika.

If you do not agree with any part of these terms, you must not use karika. Continued use of the platform after any update to these terms constitutes acceptance of the revised version. Karika recommends that all players review this page periodically to stay informed of any changes.

To use karika, you must meet all of the following eligibility requirements at the time of registration and at all times while your account remains active:

• You must be at least 18 years of age. Karika does not permit anyone under 18 to register or play under any circumstances.
• You must be accessing karika from a jurisdiction where online gaming is not prohibited by local law. It is your responsibility to verify that using karika is legal in your location.
• You must not be a current employee, contractor, or close family member of a karika employee where such participation would create a conflict of interest.
• You must not be subject to a self-exclusion order on karika or any affiliated platform at the time of registration.
• You must be acting on your own behalf and not as an agent for any third party.

Karika reserves the right to request proof of age and identity at any time. If a player cannot provide satisfactory verification, karika may suspend or close the account and withhold any pending withdrawals pending investigation.

Each individual may hold only one account on karika. Duplicate accounts are strictly prohibited. If karika identifies multiple accounts belonging to the same person, all accounts except the first registered may be closed and any balances forfeited.

When registering on karika, you must provide accurate, complete, and up-to-date information. This includes your real name, date of birth, and a valid mobile number linked to your bKash, Nagad, or Rocket account. Providing false information is a breach of these terms.

• You are responsible for keeping your karika login credentials secure. Do not share your password with anyone.
• If you suspect unauthorised access to your karika account, contact support immediately at [email protected].
• Karika will never ask for your password via email, chat, or phone. Any such request should be treated as fraudulent.
• You must update your account details promptly if any information changes.

Karika may require identity verification (KYC) before processing withdrawals or at any point during your use of the platform. This is a standard procedure to protect players and comply with anti-money laundering obligations.

Karika accepts deposits via bKash, Nagad, and Rocket. All deposits are credited to your karika wallet instantly upon confirmation from the payment provider. Karika does not charge fees on standard deposits, though your mobile banking provider may apply their own charges.

The minimum deposit on karika is ৳100. There is no maximum deposit limit for standard accounts, though karika may apply limits to accounts under review or as part of responsible gaming measures.

Withdrawals on karika are processed to the same mobile banking account used for the most recent deposit. Karika does not send funds to third-party accounts. Key withdrawal rules include:

• The minimum withdrawal amount is ৳200.
• Withdrawals are typically processed within a few minutes during normal operating hours.
• Karika may request identity verification before processing a withdrawal, particularly for first-time withdrawals or large amounts.
• Bonus funds must meet wagering requirements before they can be withdrawn. See Section 5 for details.
• Karika reserves the right to delay or withhold a withdrawal if fraud or a breach of these terms is suspected.

Karika offers bonuses and promotions to both new and existing players from time to time. All bonuses are subject to the specific terms stated on the relevant promotion page, as well as the general rules below.

• Each bonus on karika may only be claimed once per player, per household, and per device unless the promotion explicitly states otherwise.
• Wagering requirements must be completed in full before any winnings derived from bonus funds can be withdrawn.
• Karika reserves the right to withdraw any bonus offer at any time without prior notice.
• If karika determines that a player has abused a bonus — including by creating multiple accounts, using a VPN, or exploiting a technical error — the bonus and any associated winnings will be voided.
• Bonuses cannot be transferred between accounts or exchanged for cash directly.
• Karika may set game-specific contribution rates toward wagering requirements. Not all games contribute equally.

All games available on karika — including Dragon Hatch, Big Hammer, Shade Dragon Fishing, Relax Fishing, Fortune Bingo, Dragon Tiger, and Coin — use a certified random number generator (RNG) to determine outcomes. No outcome is predetermined, and no player or third party can influence results.

Each game on karika has its own set of rules, which are accessible from within the game interface. Players are responsible for understanding the rules of any game before placing a bet. Karika is not liable for losses resulting from a player's misunderstanding of game mechanics.

• In the event of a technical fault during a game round, karika will void the affected round and return the stake to the player's wallet.
• If a game result is displayed incorrectly due to a software error, the correct result as recorded in karika's server logs will stand.
• Karika reserves the right to suspend any game at any time for maintenance, updates, or investigation without prior notice.
• Bets placed after a game round has officially closed will not be accepted and will be returned to the player's wallet.

The following actions are strictly prohibited on karika. Any player found to have engaged in prohibited conduct will have their account suspended immediately and may have their funds withheld pending investigation.

• Creating more than one account on karika for any reason.
• Providing false, misleading, or incomplete information during registration or verification.
• Using automated software, bots, scripts, or any other tool to interact with karika games or systems.
• Colluding with other players to gain an unfair advantage in any game.
• Exploiting software bugs, errors, or loopholes to generate winnings that would not occur under normal play.
• Attempting to launder money or use karika for any illegal financial activity.
• Initiating fraudulent chargebacks or payment disputes.
• Harassing, threatening, or abusing karika staff or other players through any communication channel.
• Accessing karika using a VPN or proxy to circumvent geographic restrictions or account limitations.

Karika reserves the right to suspend, restrict, or permanently close any player account at its sole discretion. Reasons for account action include but are not limited to:

• Breach of any section of these Terms and Conditions.
• Failure to complete identity verification within a reasonable timeframe.
• Suspected fraudulent activity or money laundering.
• A player's own request for self-exclusion under karika's responsible gaming policy.
• Inactivity — accounts with no login activity for 12 consecutive months may be flagged as dormant.

Players who wish to close their own karika account voluntarily may do so by contacting support at [email protected]. Any real-money balance remaining at the time of voluntary closure will be returned to the player's verified payment method after standard verification checks.

If karika closes an account due to a breach of these terms, any bonus funds and bonus-derived winnings will be forfeited. Real-money deposits may be returned at karika's discretion following investigation.

Karika is committed to promoting responsible gaming across its entire platform. We provide tools to help players manage their activity, including deposit limits, session time reminders, and self-exclusion options. These tools are available to all registered players at any time.

If you feel that your gaming is becoming a problem, karika strongly encourages you to use these tools or contact our support team. You can also visit the karika Responsible Gaming page for more detailed guidance and resources.

• Self-exclusion requests are processed within 24 hours and cannot be reversed for a minimum cooling-off period.
• Deposit limits, once set, cannot be increased immediately — a waiting period applies to prevent impulsive decisions.
• Karika staff are trained to identify signs of problem gambling and may proactively reach out to players showing concerning patterns.

Karika collects and processes personal data in accordance with its Privacy Policy, which is available at /privacy-policy. By registering on karika, you consent to the collection and use of your data as described in that policy.

Karika will never sell your personal data to third parties for marketing purposes. Data is shared only where required for payment processing, identity verification, fraud prevention, or legal compliance. All data is stored securely using industry-standard encryption.

Karika provides its platform on an "as is" basis. While we work hard to maintain uptime and performance, karika does not guarantee uninterrupted access to the platform or any specific game at all times.

• Karika is not liable for losses caused by internet connectivity issues on the player's side.
• Karika is not liable for losses resulting from a player's misunderstanding of game rules or bonus terms.
• In the event of a platform error that results in incorrect game outcomes or payment amounts, karika's liability is limited to returning the affected stake to the player's wallet.
• Karika is not responsible for any tax obligations that arise from winnings. Players are responsible for declaring and paying any applicable taxes in their jurisdiction.

Karika may update these Terms and Conditions at any time. When changes are made, the revised version will be published on this page with an updated date shown at the top. Karika may also notify players of significant changes via email or an in-platform notification.

Your continued use of karika after any update to these terms constitutes your acceptance of the revised terms. If you do not agree with the updated terms, you must stop using karika and may request account closure by contacting support.

If you have any questions about these Terms and Conditions, or if you need clarification on any point, the karika support team is available 24 hours a day, seven days a week.

• Email: [email protected]
• Live Chat: Available on every page of karika.live
• FAQ: Visit the karika FAQ page for answers to common questions

Karika aims to respond to all email enquiries within a few hours. For urgent account or payment issues, live chat is the fastest way to reach the team.